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Snuggie owners and you know who you are may be slightly chagrined that they succumbed to the cheesy your credit check South Carolina commercials, but at least your credit check South Carolina they weren't your credit check South Carolina surprised when they got the bill. The same can't be said for thousands of people who responded to TV ads offering "free" credit reports, or ordered a credit report from a website offering free credit reports. Many consumers who responded to those offers later your credit check South Carolina discovered that they'd signed up for a monthly credit-monitoring your credit check South Carolina service that was definitely your credit check South Carolina not free. credit check free IN WASHINGTON: Fed proposes limits on credit card penalty fees Now the Federal Trade Commission has come out with a rule that's designed to help consumers steer clear of "free" offers that cost money. Starting April 1, websites advertising "free" credit reports will be required to disclose prominently that consumers have a right to get a no-strings-attached free credit report at AnnualCreditReport.your credit check South Carolina com or by calling 877-322-8228. The websites will be required to include the disclosure at the top of every page that mentions free credit reports. 1, the funny pirates on the commercials for FreeCreditReport.com your credit check South Carolina may be singing a different song. That's the deadline for companies to include the disclosure in their radio and television ads. business credit reporting Since 2004, consumers have had the right to request a free credit your credit check South Carolina report every 12 months from each of the three credit-reporting agencies. But almost from the beginning, there's been confusion about how to get a free credit report.